Wirex-Karte Bewertung 2021

Unterstützte Münzen: 9
Paypal erlaubt: Nein
Echte Kreditkarte: Jawohl
Integrierter Austausch: Nein
Inklusive Geldbörse: Jawohl
US-Kunden: Nein
Unterstützt DeFi:
Unterstützt API: Nein
Inhaltsverzeichnis

Wirex Card unterstützt 10 verschiedene Kryptowährungen: BTC, LTC, ETH, XRP, WELLEN, WOLLO, DAI, NANO, XLM- und Wirex-Token. In Bezug auf Fiat-Währungen, Wirex Card unterstützt 150+ verschiedene Währungen. Zu unserem Wissen, Dies sind mehr unterstützte Fiat-Währungen als jede andere Krypto-Debitkarte.

Im August 2019, Die Wirex-Karte erhielt die Typ-II-Mitgliedschaft in der Japan Virtual Currency Exchange Association (JVCEA). Sie waren das 8. Finanzdienstleistungsunternehmen, das dies tat. Die Mitgliedschaft ist ein großer Meilenstein auf dem Weg zu einem legalen Crypto Asset Exchange-Dienstleister in Japan.

Die Wirex Card hat es auch geschafft 2,600,000 Registrierte Kunden, im September 2019. 3,000 Leute registrieren sich jeden Tag. Zwischen ihnen, Wirex-Kunden kaufen offenbar durchschnittlich 1,126 Tassen Kaffee jeden Tag über 193 Länder. Im Vereinigten Königreich, Die beliebtesten Orte für die Verwendung einer Wirex-Karte sind Amazon, Sainsburys und McDonalds.

Wirex-Karte
Wirex-Karte

Vorteile & Kontras :

  • Earn rewards in Bitcoin
  • Very low fees
  • Easy to use and set up
  • Visa, accepted everywhere
  • Contactless and nice designed card
  • App could do with some UX tweaks
  • Security can be a bit over the top and frustrating

Details and information about the Wirex Card

Out of all potential advantages with the card, Wirex themselves highlight five things: global reach, in-the-know, instant rewards, high limits and zero fees. Out of these advantages (more detailed in the picture below), we think that the global reach and instant rewards are most attractive. High limits, zero fees, are of course also good, although the "zero fees" statement is not 100% true, so it feels a bit misleading to us in that sense. Die "in-the-know" advantage is also helpful but seems quite expected and most crypto debit cards do in fact have that as well, so the Wirex Card doesn't really distinguish itself from its competitors when it comes to that specific factor.

US-Investoren dürfen diese Karte nicht verwenden.

Wirex Card is a Mastercard, Dies bedeutet, dass Sie die Karte an jedem Zahlungspunkt verwenden können, an dem Mastercard akzeptiert wird. Dies ist natürlich ein großer Vorteil, diese Mastercard sehen (und VISA) sind die am meisten akzeptierten Karten der Welt.

The card was previously a VISA-card, and was actually the second cryptocurrency firm ever to be the principal member of Visa. With that identity, Wirex could expand their business, including issuing Visa cards, providing related financial services and apply for other licences, as well as offering payment services for customers to pay at Visa merchants. We assume that Wirex Card has roughly the same capabilities from their affiliation with Mastercard instead.

Wirex Card’s fees are extremely low.

Es gibt keine monatliche Gebühr. This is a bit unusual. There is no issuance fee. This is very unusual.

ATM-usage results in a fixed fee of USD 2.50 per withdrawal. This might be disadvantageous in countries where the normal ATM-machines only allow smaller amounts of withdrawals (US Dollar 20 zum Beispiel). In solchen Szenarien, Um einen größeren Betrag abzuheben, müssen Sie mehrmals abheben, löst damit jedes Mal die Fixgebühr aus. In der Regel können Sie dies vermeiden, indem Sie einfach zu einer lokalen Bank am entsprechenden Ort gehen. Lokale Banken erlauben normalerweise höhere Abhebungen. In jedem Fall, the ATM-fee is not particularly high.

Außerdem, die wichtigste Gebühr von allen, die Kommission für Ausgaben. Wirex Card does not have a spending fee, but it has a loading fee when it comes to cryptocurrencies amounting to 1.00%. So in effect, when using the card to pay with crypto somewhere, you will indirectly have paid 1.00% in a spending fee. We have therefore included this 1.00% as the spending fee in our database (even though it is really a deposit fee).

There is no maximum balane for the Wirex Card, only a maximum spend per transaction and per day (US Dollar 10,000 for both). This is also extremely competitive.

All in all, the fees and limits set by Wirex Card are incredibly competitive.

The card from Wirex also offers something very interesting: eine Cashback-Funktion. Was ist eine Cashback-Funktion? Brunnen, es ist eigentlich ganz einfach, Jedes Mal, wenn Sie die Karte verwenden, ein Prozentsatz von dem, was Sie mit der Karte bezahlen, wird an Sie zurücküberwiesen. For the Wirex Card, you get the cashback in the form of Bitcoin. How great is that?? The cash-back deal was raised from 0.50% zu 1.50% on 12 September 2019, and then again to 2.00% on 9 März 2021.

Rewards Program

Wirex also has a rewards program, called Cryptoback. When you use your Wirex card in any store, they’ll give you up to 1.5% back to use. This is paid out in cryptocurrency. So far, Wirex has given out more than $1.5 million in this rewards program.

The Security

Wirex also prioritizes security. Even though many cryptocurrency banks don’t do this, Wirex makes sure to go through many authorization processes when setting up your account. This is much more common with traditional banks.

While this might be annoying because it means you’ll have to wait longer for your account to be authorized, it’s better in the long run for your security.

jedoch, because they are still applying for the same licenses as larger banks, we recommend you store only small amounts of money in your Wirex account.

Wirex Card review and fees

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