Visa Card review 2021

Supported Coins: 9
Annual fees: There is no issuance fee. There is no monthly fee (0.00 USD). Actually, there is not even any commission on spending.
Paypal allowed: Yes
True Creditcard: Yes
Integrated Exchange: Yes
Included Wallet: Yes
US Customers: Yes
Supports DeFi: yes
Supports API: No Visa Card is the result of the rebranding of the Monaco Card. The rebranding transition was completed in September 2018 and the card is now shipping in, among other places, Singapore, USA and the countries in the European Union. Visa Card currently supports the following cryptos: BTC, ETH, LTC, XRP, PAX, TUSD, EOS and XLM (EOS and XLM available in selected states in the US), but it will most likely support even more cryptos in the future.

With respect to fiat currencies, the card supports GBP, USD, HKD, EUR, JPY, SGD and AUD.

The Visa Card is, as you might have expected, a Visa card, meaning that it is accepted essentially everywhere in the world. Visa Card Visa Card

Pros & Contras :

  • Debit Card Cashback — Earn up to 5% cashback for every purchase made on your debit card, paid in CRO tokens.
  • Other Card Perks — Cards provide various levels of reimbursement like Spotify and Netflix subscriptions, 10% back on Expedia (up to $50/month) and Airbnb (up to $100/month) as well as access to airport lounge, free foreign transactions, and ATM fees (with limits).
  • Card Funding Options —Users are able to fund their Visa Card through fiat or crypto.
  • Limited KYC Requirements to Access App and Earn.
  • Withdrawal Fees .
  • Reimbursements & Cashback in CRO .
  • Tax Implications .
  • Lockup Period for Earn — currently offers Fixed (3 & 1 Month) and Flexible Terms for their Earn program. .
  • CRO Staking Requirement for Earn — Another additional element to consider, is in order for you to receive the highest interest rates in Earn, you must stake 10,000 CRO or more.
  • No Automatic Renewal of Earn Terms — Your Fixed Earn Terms will not renew automatically.

Details and information about the Visa Card

The VISA Card made headline across the globe on 29 January 2021, when it was announced that they started a partnership with online travel agency Without going into exact detail of the cooperation, we can mention here that the partnership made it possible for to accept cryptocurrency payments as payment. This is another step forward for the society's mass adoption of cryptocurrency. Furthermore, the partnership between VISA Card and made it possible for VISA Card-holders to book hotel stays through at up to 25% discount.

We think that the Visa Card charges insanely competitive fees.

There is no issuance fee. There is no monthly fee (0.00 USD). Actually, there is not even any commission on spending. This means that if you buy a nice sweater for USD 100, this will reduce your crypto assets with only USD 100.

There is no maximum or minimum deposit either. Wow, just wow.

The only fee we have been able to find (comparable to other cards) is the ATM withdrawal fee. There is no such fee for withdrawals up to USD 200 (for the Midnight Blue Card tier, higher tiers have even higher fee free  . But thereafter, the fee is 2.00%.

There are six card types (starting from the least exclusive), where the deal you get is the best for the most exclusive. With “deal” we mean higher limit for free ATM-withdrawals and bigger crypto cash-backs (2.00% for the Obsidian Black, see below). . These are the card types:

Midnight Blue (no purchase/stake of CRO Tokens required);

Ruby Steel (purchase/stake of at least 5,000 CRO Tokens – to be held for no less than 6 months – required); 100% rebate on Spotify.

Jade Green/Royal Indigo (purchase of at least 50,000 CRO Tokens – to be held for no less than 6 months – required); 100% rebate on Spotify and Netflix, Airport Lounge Access.

Icy White/Frosted Rose Gold (purchase of at least 500,000 CRO Tokens – to be held for no less than 6 months – required); 100% rebate on Spotify, Netflix and Amazon Prime plus 10% rebate of spend on Expedia, Airport Lounge Access.

Obsidian Black (purchase of at least 5,000,000 CRO Tokens – to be held for no less than 6 months – required). Every perks from above tier plus some exclusive luxury perks, such as private jet service.

On the date of last updating this review (20 January 2021), 1 CRO-token was worth around USD 0.083. This means that the four levels mentioned above correspond to the following USD-amounts:

(i) USD 415;

(ii) USD 4,4150;

(iii) USD 41 500; and, finally,

(iv) USD 415,000.

The different card levels bring different benefits. The company behind the Visa Card has produced a very helpful overview, showing the benefits from each and every one of the card types.

The card from also offers something very interesting: a cashback feature. What is a cashback feature? Well, it's actually quite simple, every time you use the card, a percentage of what you pay with the card gets transferred back to you in the form of CRO-tokens. And the percentage is actually from 1-8%, depending upon how many CRO-tokens that you stake. Please be advised here that it is not necessary that you hold a certain amount of CRO-tokens, you need to stake them as well. Visa Card review and fees

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