Revolut Metal Card review 2021

Supported Coins: 5
Paypal allowed: No
True Creditcard: No
Integrated Exchange: No
Included Wallet: Yes
US Customers: No
Supports DeFi:
Supports API: No
Table of Contents

Revolut Metal is the fintech company’s most premium subscription plan. It comes with several exclusive features, including:

  • Airport lounge access
  • A concierge service
  • Cashback on purchases abroad
  • Travel insurance

Of course, customers have to pay for these add-ons. Basic account holders pay no monthly or yearly fee; a Revolut Premium accounts costs £6.99 a month; while a Revolt Metal account is £12.99 a month or £120 a year.

On the date of last updating this review (22 January 2021), the company behind the card presented on its website that it had issued 12 million users. This is naturally very impressive.

Revolut Metal Card
Revolut Metal Card

Pros & Contras :

  • Slick metal card.
  • Increased free ATM withdrawal limit of £600 per month.
  • Same perks as Revolut Premium, such as travel insurance.
  • Additional benefits of a concierge service and discounted airport lounge access.
  • Account fee of £12.99 a month or £120 a year.
  • If you’re not going to use the additional benefits then Revolut’s free basic account will likely meet your banking needs.
  • No overdraft available.

Details and information about the Revolut Metal Card

Revolut Card is a Mastercard, meaning that you can use the card at any point of payment that accepts Mastercard. This is of course a great advantage, seeing that Mastercard (and VISA) are the most accepted cards in the world.

The card has support for Bitcoin, Ethereum and Litecoin. Also, it supports the EUR fiat currency. The card in other continents support other fiat currencies as well.

Revolut Metal Card’s fees are very competitive indeed. There are four different versions of the card: Standard, Plus, Premium and Metal. The fees vary between the versions. 

There are no monthly fees for the Standard Card (but small monthly fees for the Plus, Premium and Metak versions).

There are no issuance fees, but a delivery fee amounting to EUR 14.99, so we have listed that as the delivery fee (it's still a fee associated with the issuance in a sense).

There are no minimum deposit limits. As long as you have a balance on the Revolut-account that the card is connected to, you can use the card. 

As for ATM-withdrawals, Revolut will charge you no extra fees as long as you don't withdraw more than a certain amount. For Standard and Plus, this amount is approx. USD 250. For Premium, the amount is USD 450 and for Metal, the amount is around USD 1,000. 

To our understanding, there are no spending commissions or top up-commissions.

The Revolut Metal Card (but only the Revolut Metal Card) also offer something very interesting: a cashback feature. What is a cashback feature? Well, it's actually quite simple, every time you use the card, a percentage of what you pay with the card gets transferred back to you in a certain form you have selected. And the percentage is from 0.10% up to 1.00%, depending upon where you make your purchase. If you make the purchase in Europe, the cashback is 0.10%. If you make it outside Europe, the cashback is 1.00%.

Revolut are very keen on informing how seriously they take their security. Three things in particular that they highlight is that they have an "award-winning anti-fraud system", that they are constantly monitoring the web for security purposes, and that you can ask for single-use cards to be issued. The latter means that you order a virtual card that you can only use once. That way, if your card details are compromised, it is to no use at all for the assailant.

 

Revolut Metal Card review and fees

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