TRASTRA Card review 2021

Supported Coins: 5
Paypal allowed: No
True Creditcard: Yes
Integrated Exchange: No
Included Wallet: Yes
US Customers: No
Supports DeFi:
Supports API: No
Table of Contents

It is only available to people from the European Economic Area, so if you're from the EEA (or not from the EEA but still interested), this review will be very exciting to you.

TRASTRA seems to focus a lot on simplicity. It is a VISA-card, meaning that you can use the card at any point of payment that accepts VISA. This is of course a great advantage, seeing that VISA is the most widely accepted card in the world (alongside MasterCard). 

Founded in 2017, the London-based Trastra was founded by Roman Potemkin. He is a Fintech entrepreneur with over 12 years of experience and is currently the CEO of Trastra. 

The core product of Trastra includes a Trastra Visa Debit card, a crypto card that can enable its users to convert their cryptocurrencies to EUR and vice versa. The Trastra cardholders do not need a bank account to convert their crypto assets to EUR. 


Pros & Contras :

  • Trastra makes it easy for its users to buy and sell cryptocurrencies in EURO.
  • Timely customer service.
  • Compared to major players offering crypto debit cards, Trastra charges low fees on Trastra's Visa debit card. The one-time issuance fee is also less than the $15 industry-standard issuance fee.
  • Supports only 5 cryptocurrencies now.
  • Only accepts users from the European Economic Zone, which includes 31 countries only.
  • No stablecoins like USDT or USDC available currently.
  • There is a fee of 3% on cash withdrawals using the Trastra card in non-Euro areas, in addition to the fixed fee of €2.25.
  • Trastra Visa debit card has limits on the amount cardholders can withdraw and spend on it daily.

Details and information about the TRASTRA Card

TRASTRA also offers an attractive referral program. The terms are quite simple, you invite friends, and when your friends order cards or exchange cryptos etc, you are rewarded. You get 5 EUR for a TRASTRA Payment Card activation by each friend you invite, and you receive 0.20% of the total volume of your friends' exchanges.

The card has support for five of the biggest cryptocurrencies: Bitcoin, Bitcoin Cash, Ethereum, Litecoin and Ripple.

TRASTRA’s fees are very competitive. There are of course fees involved in using it, but these are not deterrent to using it at all.

There is a low monthly fee, only EUR 1.25 a month. There is an issuance fee set to EUR 9.00. This is slightly below the global industry average crypto debit card issuance fee which is arguably around USD 15.00.

Over then to ATM-fees. Balance inquiries will set you back EUR 0.35 and a PIN-change will cost you EUR 0.40. The actual withdrawal fees are EUR 2.25 if you withdraw EUR or withdraw from inside the EEA. On the other hand, if you withdraw another fiat currency than EUR or withdraw from somewhere outside the EEA, you will have to pay EUR 2.25 + 3% of the withdrawn amount. Fixed fees like this may become disadvantageous in countries where the normal ATM-machines only allow smaller amounts of withdrawals (EUR 20 for instance). In such scenarios, in order to withdraw a larger amount you need to withdraw several times, thus triggering the fixed fee each time. You can usually avoid this by just going to a local bank at the relevant place. Local banks normally permit higher withdrawals.

Furthermore, the most important fee of them all, is the commission on spending. TRASTRA doesn't have a spending commission at all for online and offline purchases in EUR. This is a very competitive feature for this card and it is actually quite unusual. For non-EUR card purchases, there is a spending fee amounting to 3.00% of the transaction value. So, clearly a more beneficial offering when it comes to EUR-purchases.

There are no maximum or minimum deposit limits at all.

TRASTRA also seems to take security very seriously. Among other things, the card is protected by VISA identity check, you can enable two factor authentication, there's anti-fraud protection and device authorisation requirements. 

Trastra App

Trastra makes it possible to control the Trastra Visa Payment Card via mobile application and a simple web app. Cardholders can use the app to load their Trastra card or through IBAN transfer. Users also receive in-app notifications after any card and account usage, along with email notifications. In case someone loses their card, they can instantly disable it through the Trastra application. Once the card is found, they can easily re-enable it from the application.


TRASTRA Card review and fees

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