Bitwala is Germany’s cryptocurrency flagship with the mission of building the bank to bridge traditional and blockchain-based finance. Based in Berlin, Bitwala offers the world’s first all-in-one platform combining a regular bank account, Bitcoin and Etherem wallets, and seamless cryptocurrency trading. Their customers can easily buy and sell bitcoin (BTC) and ether (ETH) with fast cash settlement directly from their bank account, hosted by a German partner bank. Bitwala’s investors include Earlybird, Sony Financial Ventures, coparion, Global Brain, High Tech Gründerfonds, ALSTIN Capital, and Digital Currency Group.
Bitwala currently supports BTC and ETH. Living off your cryptocurrencies and gains you've made with ETH and BTC is now easy. Easily trade your coins into Euro and have the funds ready on your own bank account. Use your card as usual and transactions will be converted into EUR on your account and bank statement.
Bitwala is a VISA-card, ce qui signifie que vous pouvez utiliser la carte à n'importe quel point de paiement qui accepte VISA. C'est bien sûr un grand avantage, vu que VISA (et Mastercard) sont les cartes les plus acceptées au monde.
Les investisseurs américains ne peuvent pas utiliser cette carte. So if you’re from the US and you’re looking for a crypto debit card, please refer to our Crypto Debit Card List to find one for you.
Bitwala has support in two languages: German and English. But more languages will surely follow in the future.
Bitwala also has what they call the "Bitwala Interest Account". Through this, you can receive up to 5% interest on Bitcoin you deposit. The three main benefits with this solution are (in addition to receiving interest of course):
In addition to the interest account, Bitwala also offer bank accounts.This bank account is hosted by SolarisBank and comes with a German IBAN-number. The following three things are particularly noteworthy with this bank account:
Bitwala Card’s fees are low.
There are no monthly fees at all. Il n'y a pas de frais d'émission (by the way, this is quite unusual).
There are no fees for ATM-withdrawals either, if we have understood the information about this card correctly.
The most important fee of them all, pourtant, est la commission sur les dépenses. Bitwala Card has no such fees either!
En réalité, the only fee Bitwala charges is the fee for every BTC and ETH trade (buy/sell) within the Bitwala account. This fee is 1.00% + the relevant network fee. The network fee, pourtant, is fixed (and varies dependent upon the pressure on the BTC or ETH network from time to time) and is not a percentage of the trade amount.
A notre connaissance, there is no maximum deposit limit.