Examen de la carte Paycent 2021

Pièces prises en charge: 13
Paypal autorisé: Non
Vraie carte de crédit: Oui
Échange intégré: Non
Portefeuille inclus: Oui
Clients américains: Oui
Prend en charge DeFi:
Prend en charge l'API: Non
Table des matières

D'après les informations sur son site, l'entreprise a livré plus de 94,000 cartes depuis la création. Paycent Card prend en charge plus d'une douzaine de crypto-monnaies différentes, et par rapport aux monnaies fiduciaires, Paycent Card prend en charge EUR, GBP et USD.

Au meilleur de nos connaissances, Les investisseurs américains peuvent également utiliser cette carte.

Il existe trois cartes Paycent différentes: Rubis, Saphir et Solitaire. La principale différence entre les trois cartes réside dans les limites de dépenses et les limites de retrait. Les limites de dépenses pour les différentes cartes sont les suivantes: USD 5,000 par jour pour Ruby, USD 5,600 par jour pour Sapphire et USD 13,000 par jour pour Solitaire. Les limites de retrait sont en USD 5,000 par jour pour Ruby, USD 1,650 par jour pour Sapphire et USD 10,000 par jour pour Solitaire.

Carte de paiement
Carte de paiement

Avantages et inconvénients :

  • True global cryptocurrency debit card
  • Three different cards to serve all regions
  • No fee is charged to obtain the card
  • Fees add up quickly

Details and information about the Paycent Card

We think that Paycent charges competitive fees. There are many fees involved with using a debit card, so we thought the easiest way to show them (check the gallery). It shows the various fees and limits involved with using the card.

There are no monthly fees or issuance fees, which is far more consumer friendly than the vast majority of other crypto debit cards.

ATM-usage is priced at USD 4.50.

As you know, the most important fee of them all is the commission on spending. Paycent charges a fixed fee of USD 1.50 par transaction, and if you’re abroad there is a FX conversion fee of 2.50%.

The maximum annual deposit is USD 0.6 million. We doubt that you will need a higher maximum deposit limit. But if you do, please contact us and we’ll help get you sorted.

There is a minimum spend per day of USD 1.00.

The card from Paycent also offers something a little bit interesting: a "remise en argent" feature. The reason for putting cashback in quotation marks is that the function doesn't really give you anything back, rather it entitles you to not having to pay any FX-fees when making transactions with the card. Not having to pay certain fees is not the same as getting money back when you spend, in our opinion. This promotion was launched on 20 Mars 2019.

Cela pourrait être désavantageux dans les pays où les guichets automatiques normaux n'autorisent que de plus petits montants de retraits, how does it work? bien, there is a 9 tier "remise en argent"-level, and where you are placed in these levels depend upon how many Paycent Tokens (the token issued by the Paycent company) that you hold. À la date de la dernière mise à jour de cet avis (14 janvier 2021), you were required to hold Paycent Tokens to a value of USD 30.57 to reach the first level (tier 9). To reach the highest level (tier 1), your total holding of Paycent Tokens had to be worth around USD 765. The different levels essentially just modify how much you are allowed to spend without being charged FX-fees, the more the better.

Services/Products

The Paycent platform prides itself on being a reliable digital wallet. Apart from the wallet, there is also the Paycent Card. This card allows users to gain access to various blockchain assets and fiat currencies. All this happens in real-time and in a system that adheres to highest security standards known.

Users can opt for the physical or virtual card. The card is powered by the Paycent wallet and can be loaded using bitcoin, ethereum, ERC20, Dash and many more digital assets. You can use cash deposit machines and kiosks to load your Paycent wallet.

The Paycent app runs on a decentralized platform which translates to a seamless exchange of assets between users and businesses. This also mitigates the risk of fraud. The conversion of digital assets to fiat is automatic. The user can convert all their blockchain assets into Paycent tokens, PYT, and vice versa.

The virtual card and the multi-currency wallet are simultaneously created while the physical card should be ordered from the app. The mobile wallet users can send their digital assets through the Paycent app to other Paycent app users for free and in real-time.

 

 

Paycent Card review and fees

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