Bitpay Card primarily supports Bitcoin and Bitcoin Cash, but will most likely support even more cryptocurrencies in the future.
关于法定货币, Bitpay Card supports only USD.
The process for getting the card is quite standard. You get the app (on AppStore or Google Play), you load the Bitpay wallet in the app, and you then ask for a card to be issued.
The company behind the Bitpay Card lists the following items as their primary advantages: instant reloads, flexibility, enhanced security and worldwide. Instant reloads is quite self-explanatory, it refers to the fact that it is easy for you to load the card through the wallet included in the Bitpay app. Flexibility is a bit more difficult to understand, but we interpret it as meaning that the Bitpay card makes you a flexible person in terms of your available payment methods. Enhanced security is also self-explanatory, and worldwide refers to the number of different places you can use it or withdraw money from it.
Bitpay Card is a Mastercard, 表示您可以在接受万事达卡的任何付款点使用该卡. 这当然是一个很大的优势, 看到万事达卡 (和签证) 是世界上最受接受的卡片.
On 13 February 2021, BitPay Card announced that it had added support for Apple Pay. US-based holders of the Bitpay Card can now connect it to the Apple Pay app and make payments with cryptos that will be converted into fiat money.
US-investors can use this card.
We think that Bitpay Card charges competitive fees. This means that the fees with this card is not a disadvantage to using it. There are cards with lower fees out there, but definitely also cards with higher fees.
This card has no monthly fees and the issuance fee is a quite average USD 10.00. This is below the industry average. 有一个费用 3.00% to cover the cost of currency conversion outside the US, but that’s it in terms of commission based fees.
ATM-usage results in a fee of USD 2.50 on the withdrawn amount (in the US, outside the US the fee is USD 3.00). This might be disadvantageous in countries where the normal ATM-machines only allow smaller withdrawals (美元 20 例如). 在这种情况下, 为了提取更大的金额，您需要多次提取, 从而每次触发固定费用. 通常, 然而, 你可以去银行以更有效的方式提取更高的金额.
此外, 最重要的费用, 支出委员会. As mentioned above, Bitpay Card doesn’t charge any commission based fees other than the 3.00% to cover the cost of currency conversion outside the US. So if you’re in the US, you don’t have to worry about any commission based fees at all!
As for the limits, you can't withdraw more than USD 2,000 每次提款 (maximum 3 withdrawals a day). 所以, effectively, your withdrawal limit is USD 6,000 per day. This seems like a more than adequate limit for most people. You can't load or spend more than USD 10,000 dollars a day and the maximum balance you are ever allowed to have on the card is USD 25,000.
