Change Card is a VISA-card, 这意味着您可以在接受VISA的任何付款点使用该卡. 这当然是一个很大的优势, 看到VISA是世界上最广泛接受的卡 (与万事达卡). You can use it in over 40 million physical and online retailers worldwide.
The card company highlights on its website that they are regulated in Estonia and has all the required licenses. 此外, they promote that they offer a multi-sig wallet and that your funds are held with reputable EU financial institutions.
The card has support for a number of different cryptocurrencies. 在上次更新此评论的日期 (23 一月 2021), the number of supported cryptocurrencies was 14. 还, it supports the EUR fiat currency.
We have not really been able to determine what the fees charged by this card are. There are apparently no monthly fees, so that we know. 还, sometime back, when we had a dialogue with the company, we were informed that the issuance fee was EUR 4.95 and that the ATM-fee was EUR 1.10 每次提款. We will update this review as soon as we have more insight into the applicable card fees.
Fixed fee for ATM-withdrawals might be disadvantageous in countries where the normal ATM-machines only allow smaller withdrawals (美元 20 例如). 在这种情况下, 为了提取更大的金额，您需要多次提取, 从而每次触发固定费用. Hopefully that won't be an issue for you.
据我们所知, the Change Card does not offer any cashback. A cashback means that every time you use the card, 您用卡支付的费用的一部分会转回给您. Normally in the form of Bitcoin or the card company's native cryptocurrency tokens. We'll have to wait and see if that's something that the card will have going forward, but right now they don't.