Eidoo Card is a card from the British company Moneyfold Ltd (registered with the FCA in the UK). To be able to use the card, you first need to download the Eidoo app and start up an account, which in turn automatically includes an Eidoo wallet. In that wallet, you can convert BTC or ETH into EUR or GBP, and then load them onto the card.
There are a few crypto cards where the users must load the cards with crypto separately. Eidoo emphasizes on its website that that's not necessary here. Instead, you just convert your crypto into GBP or EUR in the app via the Eidoo wallet (正如刚才提到的). This process makes it quite easy to start using the card for spending.
Eidoo Card supports, 除其他外, 比特币, Ethereum and all ERC20-tokens.
The card is only available to order for people who are based in the European Union (and UK, an addition we have to make now since 31 December 2020). In order to get a card, you need to pass KYC. If you are from outside the EU/UK.
Eidoo Card is a VISA-card, 这意味着您可以在接受VISA的任何付款点使用该卡. 这当然是一个很大的优势, 看到VISA是世界上最广泛接受的卡 (与万事达卡).
The card from Eidoo also offers something very interesting: 返现功能. 什么是返现功能? 好, 其实很简单, 每次用卡, 您用卡支付的费用的一部分会转回给您. Here, it gets transferred back in the form of PNT-tokens (pNetwork Tokens). 而百分比实际上来自 0-10%, depending upon how many PNT-tokens you hold. The levels required for the different cashback-percentages.
The below picture shows the three different types of cards now available for pre-order. As is evident from the below picture, the Eidoo Black Card is naturally the most desirable but also the most difficult to be eligible to for. To get the cashback feature in the Basic version of the card, you have to stake 20 pNetwork tokens (on the date of last updating this review, 16 一月 2021, corresponding to roughly USD 8.40). In order to get the VIP card, you need to stake 25,000 pNetwork tokens (16 一月 2021: roughly USD 10,500), for a year. In order to the get the Black Card (the best of them all), you need to stake 200,000 pNetwork tokens (16 一月 2021: roughly USD 84,000), for a year.
Eidoo Card’s fees are low.
There are no monthly fees and no fees for ATM-usage either. This is very unusual and clearly a competitive edge relative to the market standard, as most cards charge at least USD 1.00-2.00 monthly fees and sometimes quite hefty ATM-fees.
有发行费 (sort of), as the company requires anyone ordering the Basic Version to burn 100 PNT to get it. 在首次撰写此评论之日 (8 四月 2020), 100 PNT corresponded to roughly USD 10, so this is quite in line with industry average crypto debit card issuance fees (normally between USD 10.00 to USD 15.00). On the date of last updating the review however, 在 16 一月 2021, 100 PNT was worth around USD 42, which is a quite hefty issuance fee.
其中最重要的费用是支出佣金. 据我们了解, Eidoo Card has no spending fee at all. If this understanding is correct, is is a very impressive feature of this card that we applaud warmly.
