The company behind Monolith is “Token”. Token is the trading name of Token Group Limited (a company registered in England and Wales (11098384)). Monolith also has a token by the same name.
Monolith is live and running! It is currently available in 31 different countries across Europe (EEA). It supports, inter alia, 以太坊, and any ERC20-token. There are a LOT of ERC20-tokens out there so this is definitely one of Monolith’s strengths.
The card supports two fiat currencies: EUR and GBP, and the card actually also supports Google Pay!
Asa few of its advantages, the card company mentions on its website that it is a VISA Debit Card (see more on that under VISA卡 directly below) and that you can spend it at 45 million locations (anywhere that accepts VISA). These two are actually part of the same advantage, so not sure why they mention them as two different things. The third (second) advantages they highlight is that you can track your spendings in real time. This means that you get instant updates as you spend and you can view all of the transactions you have made in the app. Compared to some other crypto cards, this is an advantage. But compared to all "regular cards", this is just the way it always is.
Monolith is a VISA-card. 这意味着您可以在接受VISA卡的任何地方使用它，并从超过200万美元的现金中提取现金。 34 全球百万台自动提款机. The card is also connected to a non-custodial wallet.
We think that this card charges fees that are quite alright. They are at least not above industry average.
There are no monthly fees, nor any insurance fees.
The fee for topping up the card is 1%, but 0% if you top up the card with DAI or TKN-tokens.
Domestic ATM withdrawal is free up to twice a month, and then GBP 0.75 / 欧元 0.85 每次提款. There are no fees for domestic Point of Sales (using your card at a merchant).
The most important fee of them all is the commission on spending. Monolith Card has a commission on spending amounting to 1.75%. This means that if you buy a limited edition baseball cap for USD 100, 这将减少您使用美元的加密资产 101.75. This might not seem like a lot for a one-time-purchase but over a long period it can add up to substantial amounts.
There is a daily general spending limit, set at EUR 8,000. 还, you can't withdraw more cash than EUR 350 per day.