根据其网站上的信息, 公司已交付超过 94,000 自成立以来的卡片. Paycent Card 支持十几种不同的加密货币, 以及关于法定货币, Paycent 卡支持欧元, 英镑和美元.
有三种不同的 Paycent 卡: 红宝石, 蓝宝石和纸牌. 三张卡的主要区别在于消费限额和提款限额. 不同卡的消费限额如下: 美元 5,000 红宝石每天, 美元 5,600 蓝宝石和美元每天 13,000 单人纸牌每天. 提款限额为美元 5,000 红宝石每天, 美元 1,650 蓝宝石和美元每天 10,000 单人纸牌每天.
We think that Paycent charges competitive fees. There are many fees involved with using a debit card, so we thought the easiest way to show them (check the gallery). It shows the various fees and limits involved with using the card.
There are no monthly fees or issuance fees, which is far more consumer friendly than the vast majority of other crypto debit cards.
ATM-usage is priced at USD 4.50.
As you know, the most important fee of them all is the commission on spending. Paycent charges a fixed fee of USD 1.50 每笔交易, and if you’re abroad there is a FX conversion fee of 2.50%.
The maximum annual deposit is USD 0.6 million. We doubt that you will need a higher maximum deposit limit. But if you do, please contact us and we’ll help get you sorted.
There is a minimum spend per day of USD 1.00.
The card from Paycent also offers something a little bit interesting: a "返现金" feature. The reason for putting cashback in quotation marks is that the function doesn't really give you anything back, rather it entitles you to not having to pay any FX-fees when making transactions with the card. Not having to pay certain fees is not the same as getting money back when you spend, in our opinion. This promotion was launched on 20 行进 2019.
在任何情况下, how does it work? 好, 有一个 9 tier "返现金"-level, and where you are placed in these levels depend upon how many Paycent Tokens (the token issued by the Paycent company) that you hold. 在上次更新此评论的日期 (14 一月 2021), you were required to hold Paycent Tokens to a value of USD 30.57 to reach the first level (tier 9). To reach the highest level (tier 1), your total holding of Paycent Tokens had to be worth around USD 765. The different levels essentially just modify how much you are allowed to spend without being charged FX-fees, the more the better.
The Paycent platform prides itself on being a reliable digital wallet. Apart from the wallet, there is also the Paycent Card. This card allows users to gain access to various blockchain assets and fiat currencies. All this happens in real-time and in a system that adheres to highest security standards known.
Users can opt for the physical or virtual card. The card is powered by the Paycent wallet and can be loaded using bitcoin, ethereum, ERC20, Dash and many more digital assets. You can use cash deposit machines and kiosks to load your Paycent wallet.
The Paycent app runs on a decentralized platform which translates to a seamless exchange of assets between users and businesses. This also mitigates the risk of fraud. The conversion of digital assets to fiat is automatic. The user can convert all their blockchain assets into Paycent tokens, PYT, and vice versa.
The virtual card and the multi-currency wallet are simultaneously created while the physical card should be ordered from the app. The mobile wallet users can send their digital assets through the Paycent app to other Paycent app users for free and in real-time.