它在美国和加拿大可用. 在美国, 服务由 Spend US 执行, 公司.
这张卡是 (明显地) 一张VISA卡. 这意味着您可以在任何接受 VISA 的支付点使用该卡. 这当然是一个很大的优势, 看到那个签证 (和万事达卡) 是世界上最广泛接受的卡片. 在消费 Visa 卡网站上, 他们声明该卡被超过 40 全球百万商户.
the card supported 14 不同的加密货币 (all of which are listed above on this page). 还, it supports two fiat currencies (USD and CAD).
The card has three different tiers: Essential, Preferred and Black. There are different requirements for each of the cards. For the Essential, you need to pay a one-time membership fee amounting to USD 25. We have listed this as the "issuance fee" in our database. For the Preferred, the one-time membership fee is USD 50, but you also have to hold 250,000 SPND-tokens, being the Spend-company's own token. On the date of first writing this review (23 一月 2021), 250,000 SPND-tokens were worth in total approx. 美元 1,500. For the Black card then, the one-time membership fee is USD 100 and the required balance of SPND is 2.5 million (equal to around USD 15,000 today).
The Spend Visa Card also offers something very interesting: 返现功能. 什么是返现功能? 好, 其实很简单, 每次用卡, 您用卡支付的费用的一部分会转回给您, here in the form of SPND-tokens. And the percentage ranges from 0.20% 至 6.00%, depending upon which card you are using.
Spend Visa Card’s fees are competitive.
There are no monthly fees. There is an issuance fee (or "membership fee") set to USD 25-USD 100, dependent upon which card you would like to have. There are no minimum deposit limits. As long as you have a balance on the Spend-wallet that the card is connected to, you can use the card.
The most important fee of them all is the commission on spending. Spend Visa Card say that they charge USD 0 per purchase, which might be true in a technical sense, but in order to convert crypto to fiat, you need to pay 1.00% as a conversion fee. And in order to pay for groceries with your crypto balance, you need to convert. 因此, we view this conversion fee as a spending commission.
The only other fees charged are for Expedited Bill Pay and Expedited Replacement Card, where you need to pay USD 10 和美元 20, respectively.